I haven’t been posting much lately… I’ve been having a hard time focusing. So many things are tumbling around in my head and my life right now… I decided to share. 😛 Get it off my chest. Vent. Whine. Squee! Its a whiplash inducing world.
Ok… first off. I’m leaving my job. I’ve been a nanny for the same lovely family for over 7 years. I adore them… but my fiance lives in Colorado Springs and after his deployment to Afghanistan I am convinced life is too short and I don’t want this separation between us anymore. I want to be a wife and hopefully a mother soon.
I gave my notice awhile ago and my last day is July 25th. Meep! I’m excited and freaked out. Excited about this new chapter in my life and freaking out about change and missing the children who’ve become such a huge part of my life…. But new chapter, new adventures. Gahhh! I also need a new job! 😯 I’ve been applying for everything under the sun…
So the major life change is a big deal but everything came tumbling down June 30th.
My fiance and I bought a house last summer with the intention of fixing it up to be our home when I finally decided to move. We’ve poured our heart and energy and ummm money (!) into this mid-century home.
Last Sunday night the swamp cooler leaked and flooded the living room ceiling. My guy called me via facetime at 1:45 am in a panic and showed me our ceiling was leaking. I SAW it collapse nearly on him. Worst feeling ever. I kept wishing I would wake up from the nightmare. I am so very thankful he was not hurt. I keep reminding myself stuff is replaceable…
The insurance company QBE (whom none of the contractors have heard of!) is denying the clean up claim because the water damaged ceiling that fell has asbestos and requires a specialist to mitigate. They say they will cover the water damage repairs, ie. replace the living room ceiling, repair or replace our wood floor and the water damaged property.
BUT our home owners policy excludes pollutants and they claim asbestos falls under that category (even though it’s not mentioned by name in the policy.) We didn’t even realize our home had asbestos. We’ve since learned that most homes built before 1970 are likely to have some asbestos and it’s not a health risk unless it’s disturbed. The ceiling falling in disturbed it. *hair pulling*
The initial company that came in to repair the water damage called in the asbestos testers because of the size of the hole. Everyone freaked us out calling it a major spill and saying the entire house could be contaminated because of the collapse. We thought the asbestos was airborne and had touched EVERYTHING in our house! We worried about having to dispose of all soft surface items like clothing, mattresses, linens etc. and how would we recover. I was even thinking we might lose our home…
I spent a lot of last week crying and wondering how we were going to pay for the asbestos mitigation ourselves with me about to be between jobs.
Finally some good news! Thank God. We needed some.
Our second asbestos test came back July 10th and ruled out the rest of the house. phew! We only need asbestos abatement on the living room. The asbestos was in the popcorn ceiling and because it was wet when it fell it didn’t become airborne. I am feeling very blessed. The abatement company we went with is amazing and cut us a deal because of our situation with the insurance company and because my beau is in the military. We signed a contract today for the removal of the problems in the living room for WAY less than I had feared. Still a lot but… not over my credit card limit. 😛 We’ll figure it out. We’re going to try to get a personal loan for the damage and after everything is repaired we’ll look into refinancing and paying off some of the debt that way.
As soon as the cleanup is done the insurance company SHOULD step back in and take care of the rest of the damage…. *shudders* I HOPE! It’s killing me that our gorgeous living room is a wreck still after 10 days and it’s unlikely to be put back together until after I move in… Disasters like this are why you get homeowners insurance and well… we were clueless first time home buyers and didn’t realize what we were getting into.
I can finally breath and focus on packing up my 5000+ print books and getting ready to start the next chapter of my life… with my Bookstore Beau in our REPAIRED retro home. I am looking forward to showing you all the After-after pics… and my wedding planning ideas. 😉
Ummm. I am still stressed to the max and posting will be light the next few weeks. I’m considering emailing authors who’ve visiting
The Book Tart before and begging for content. (if you’re reading this and you can help with an excerpt or guest post or sumpin’ I’d be grateful!) I love blogging and plan to continue sharing my love of all things fiction and fabulous… I just may need a little help for a bit.
Thank you to all the friends who continue to visit and support The Book Tart even when I’m a bit absent. Connecting with ya’ll means the world to me